The Roar to the Shore Motorcycle Rally

Roar to the Shore Motorcycle


A complex claims supervisor based in Wilkes-Barre, PA, Daniel (“Dan”) Hohal enjoys riding his motorcycle. In addition to his participation in the American Legion Riders, Daniel Hohal has participated in the Roar to the Shore Motorcycle Rally.

Held annually, the rally celebrated its 20th anniversary in 2016. Commencing in Wildwood, New Jersey, it is free to all participants, who have the opportunity to explore the entire town as part of the four-day event. Its location, which is less than 150 miles from major cities like New York, Baltimore, Philadelphia, and Washington, DC, also makes it accessible to a large number of riders.

During the event, participants have the opportunity to watch stunt shows and attend a custom bike show. Previously, Roar to the Shore has also hosted a Battle of the Biker Bands competition, though this was not present during the 2016 event.

Participants also gain access to hundreds of vendors who offer everything from apparel and food to insurance and motorbike spares.

To find out more about the 2017 event, which will take place on September 7, visit


Five Ways to Improve Martial Arts Sparring Sessions

 Tang Soo Do Association pic
Tang Soo Do Association

Daniel (“Dan”) Hohal of Wilkes-Barre, PA, focuses on workers’ compensation claims as a complex claims supervisor for an insurance company. An accomplished martial artist, he has functioned as a black belt martial arts instructor for the Tang Soo Do Association since the age of 12. As such, Daniel Hohal has participated in countless sparring sessions, which are important for practicing technique without the risks associated with competitive martial arts. Here are five ways to make the most out of yours.

1. Stay calm at all times and remember that the session is about learning and honing technique. Losing your temper may result in injury to one party or the other, if not both.

2. Enter the session with a good idea of what you want to work on. Discuss this with your sparring partner beforehand so you can give more focus to the session.

3. Spar with as many people of different skill levels as you can. Experienced martial artists will facilitate your development, and you can do the same for others, too.

4. Keep things simple to build your core skills. More advanced techniques can be pursued individually, but (for general sparring sessions), focus on using and developing the basics.

5. Always use the best quality gear available to you. This affords you with more protection and ensures that you are comfortable during the session.

What is Type 1 Diabetes?

Anyone who knows me well also knows that diabetes is a cause very near and dear to my heart because members of my immediate family are dealing with this challenge on a daily basis.  To learn more, I recently wrote a paper for a class I was taking at Wilkes University.  While I have no medical background and would never offer any medical advice other than to seek appropriate care from qualified professionals, I thought other people might find my paper (“What is Type 1 Diabetes?”) interesting and helpful.  I am a great believer in the work being done by the American Diabetes Association (ADA) and encourage you to familiarize yourselves with their activities ( and support their cause.

Subra . . . what?

Sobrogation . . . a word unrecognized by my spellchecker and unfamiliar to most people not in the insurance industry.  As a workers’ compensation claims adjuster, I explain the concept frequently.

First I’ll refer to Webster, defining subrogation as “the assumption by a third party (as a second creditor or an insurance company) of another’s legal right to collect a debt or damages.”

Clear enough (I guess), but I think an example best brings the concept to life. . . .

An employee diligently at work at her desk, typing away, drops 12 inches or so and then falls backwards, hitting her head on the hard floor.  She receives medical attention and takes time off from work to recover, all of which her company’s workers’ compensation insurer covers.  One’s natural reaction might be:  chairs don’t typically spontaneously collapse.  Upon further investigation, the insurance company finds the chair collapsed as a result of a known defect in that particular model, and the chair manufacturer pays for the losses.  Subrogation has transpired.

So why should you care about this concept?  Fair question.

As usual, my answer to the “why should I care?” question is “because it saves you money.”

If another company or individual is ultimately responsible for your loss as an employer and policyholder, the at-fault party should pay, in which case, your claims experience (and your insurance premium) can go unaffected.

How can you help with this process?  Very simply: just be honest and thorough in your description of the incident.  Help the adjuster in filling in any gaps.  In other words, provide any video footage that may have been captured by your surveillance cameras, record the contact information for any eye witnesses, take pictures that might be helpful (e.g., the broken chair in my hypothetical), etc.  The more information you can provide, the better.  Then, let your insurance company take over!