Loss Prevention and Inspection Activities

Overtime, accident prevention and management can save an employer money by reducing expenses normally associated with Workers’ Comp claims and by lowering the overall costs of coverage based on an improved loss experience.  To identify potentially hazardous conditions before an accident occurs, safety inspections and audits should be conducted regularly at the workplace.  Loss control personnel should be identified and responsible for overseeing:  workplace safety rules, safety training, inspections, and surveys; protective devices on machinery; the proper use of safety equipment; etc.  Guides such as a safety inspection checklist designed for an employer’s particular industry or general hazard surveys can be very valuable in organizing and structuring efforts.  Since “safe work” is a continuous concern, all personnel should be encouraged to report unsafe conditions on a continuous basis.  Posting of safety tips and vehicle operation guidelines can also be an effective means of reinforcing safety practices among employees.